Microsoft Word - 6.30.20 Consumer Loan Standard Rate of Charge Report WITH EXCEL

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

PURSUANT TO ARIZONA REVISED STATUTES § 6-609(D), THE ARIZONA DEPARTMENT OF FINANCIAL INSTITUTIONS PRESENTS THIS

REPORT OF THE STANDARD ANNUAL PERCENTAGE RATE OR RANGE OF ANNUAL PERCENTAGE RATES REPORTED BY CONSUMER

LENDER LICENSEES FOR THE FOLLOWING TYPES OF LOANS:

LOAN TYPE 1: A FIVE HUNDRED DOLLAR UNSECURED CONSUMER LOAN, PAYABLE IN TWELVE EQUAL MONTHLY

INSTALLMENTS.

LOAN TYPE 2: A TWENTY-FIVE HUNDRED DOLLAR CONSUMER LOAN SECURED BY A MOTOR VEHICLE, PAYABLE

IN THIRTY-SIX EQUAL MONTHLY INSTALLMENTS.

LOAN TYPE 3: A NINE THOUSAND DOLLAR CONSUMER LOAN SECURED IN FULL BY REAL PROPERTY, PAYABLE

IN ONE HUNDRED TWENTY EQUAL MONTHLY INSTALLMENTS. (NO POINTS)

LOAN TYPE 4: A CONSUMER REVOLVING LOAN ACCOUNT WITH AN AGREED ON CREDIT LIMIT OF THREE THOUSAND DOLLARS.

LOAN TYPE 5: A HOME EQUITY REVOLVING LOAN ACCOUNT WITH AN AGREED ON CREDIT LIMIT OF TEN THOUSAND DOLLARS.

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

ABOVE LENDING, INC.

ABSOLUTE INSURANCE GROUP

SOUTHWEST, LLC

N/A N/A N/A N/A N/A

AC AUTOPAY N/A 12% - 24% N/A N/A N/A

ACCESSONE MED CARD, INC. - - - - -

ADIR FINANCIAL, LLC N/A N/A N/A N/A N/A

AJEVA LLC 9.99% - 29.99% N/A N/A N/A N/A

AMERICAN CREDIT ACCEPTANCE, LLC - - - - -

AMERIFIRST HOME IMPROVEMENT

FINANCE, LLC

APPLIED DATA FINANCE, LLC N/A N/A N/A N/A N/A

AURA FINANCIAL LLC N/A N/A N/A N/A N/A

AUTOGRAVITY CORPORATION N/A N/A N/A N/A N/A

AVANT OF ARIZONA, LLC N/A N/A N/A N/A N/A

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

BMG LOANSATWORK, LLC N/A N/A N/A N/A N/A

CASHCALL, INC. N/A N/A N/A N/A N/A

CENTURY SUPPORT SERVICES, LLC N/A N/A N/A N/A N/A

CHECK INTO CASH OF ARIZONA, INC 0.36 N/A N/A N/A N/A

CLIMB INVESTCO LLC 7.59% - 20.49% N/A N/A N/A N/A

COGNITION LENDING CORPORATION N/A N/A N/A N/A N/A

COINBASE CREDIT, INC.

COMMONBOND LENDING, LLC N/A N/A N/A N/A N/A

COUNTRYPLACE MORTGAGE LTD. N/A N/A N/A N/A N/A

CREDIT KARMA OFFERS, INC. N/A N/A N/A N/A N/A

CREDIT9, INC. N/A N/A N/A N/A N/A

DELMARVA FUNDING LC N/A N/A N/A N/A N/A

DIVERSITY MANAGEMENT, INC. N/A N/A N/A N/A N/A

DOMUSO INC. 10% - 30% N/A N/A N/A N/A

EARNEST OPERATIONS LLC N/A N/A N/A N/A N/A

EDUCATIONAL CONCEPTS, INC - - - - -

EDVISORS FAS, INC.

FCC FINANCE, LLC N/A N/A N/A N/A N/A

FINANCE OF AMERICA MORTGAGE LLC - - - - -

FINANCELT INC. - - - - -

FINCO HOLDING CORP. 35.5% - 36% 35.5% - 36% N/A N/A N/A

FINFIT OPS, LLC N/A N/A N/A N/A N/A

FIRST INVESTORS FINANCIAL SERVICES,

INC. OF TEXAS (FN)

N/A 7% - 24% N/A N/A N/A

FLAGSHIP CREDIT ACCEPTANCE LLC N/A N/A N/A N/A N/A

FLEXSTAR FINANCIAL SOLUTIONS, LLC 0 0 0 0 0

FOURSIGHT CAPITAL LLC N/A N/A N/A N/A N/A

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

FRONTERA FINANCIAL LLC 0.36 0.264 0.24 0.24 N/A

FUNDING UNIVERSITY, INC

GENESIS BLOCK, LLC

GREAT RIVERS COMMUNITY 11.92% - 12.004% Not Offered Not Offered Not Offered Not Offered

GREEN BEAR OF ARIZONA, LLC

GUSTO CAPITAL, LLC 0% N/A N/A N/A N/A

HAPPY MONEY, INC N/A N/A N/A N/A N/A

HEADWAY SALES INC.

HEALTH CREDIT SERVICES, LLC - - - - -

IMAGINE FINANCIAL INC.

J.J. BEST & COMPANY N/A N/A N/A N/A N/A

KASHABLE LLC 6% - 36% N/A N/A N/A N/A

LENDINGCLUB CORPORATION N/A N/A N/A N/A N/A

LENDINGPOINT LLC N/A N/A N/A N/A N/A

LENDING SOLUTIONS OF NORTHERN

ARIZONA

22-27% N/A N/A N/A N/A

LENDMARK FINANCIAL SERVICES, LLC 0.3599 0.3599 N/A N/A N/A

LEVEL LENDING

LIBERTY LENDING GROUP LLC

LIBERTY LENDING, LLC N/A N/A N/A N/A N/A

LOANDEPOT.COM, LLC #2 N/A N/A N/A N/A N/A

LOANME, INC. NONE NONE NONE NONE NONE

LOANPAL, LLC N/A N/A N/A N/A N/A

MARINER FINANCE, LLC

MBOCAL, INC. (FN)

MERITIZE LENDING LLC - - - - -

MISSION LANE CARD SERVICES LLC (FN)

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

MONEYLION OF ARIZONA LLC N/A N/A N/A N/A N/A

MONEYMART, INC. N/A N/A N/A N/A N/A

NATIONAL DEBT RELIEF LLC - - - - -

NAVIENT SOLUTIONS, LLC 0 0 0 0 0

NETCREDIT LOAN SERVICES LLC N/A N/A N/A N/A N/A

NEW CREDIT AMERICA LLC 0.0999 N/A N/A N/A N/A

NISSAN SIGNATURE DIRECT FINANCE

LLC

- - - - -

NW FYREBYRD, LLC

OMNI FINANCIAL OF NEVADA, INC. - - - - -

ONEBLINC N/A N/A N/A N/A N/A

ONEMAIN CONSUMER LOAN, INC. N/A 0.3599 N/A N/A N/A

ONEMAIN FINANCIAL GROUP, LLC N/A 0.3599 N/A N/A N/A

OPORTUN, INC. - - - - -

PERSONAL ENERGY FINANCE, INC. - - - - -

PERSONIFY FINANCIAL N/A N/A N/A N/A N/A

PREFUNDING SOLUTIONS INC.

PRESTIGE FINANCIAL SERVICES, INC. #1 N/A N/A N/A N/A N/A

PRIMAHEALTH CREDIT

PRIZM FINANCIAL COMPANY, LLC - - - - -

PROSPER MARKETPLACE, INC. - - - - -

REDBRICK FINANCIAL GROUP, INC. N/A N/A 0.1195 N/A N/A

RELIABLE CREDIT ASSOCIATION, INC.

(WA)

N/A N/A 21.54% - 33.82% N/A N/A

RENOVATE AMERICA FINANCING

RTO FINANCE LLC - - - - -

SALARY FINANCE INC

SALT LENDING, LLC - - - - -

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

SANTANDER CONSUMER USA INC. N/A N/A N/A N/A N/A

SCRATCH FINANCIAL LLC 5.9% - 28.9% N/A N/A N/A N/A

SHOGUN ENTERPRISES INC. N/A N/A N/A N/A N/A

SIMPLE PATH FINANCIAL LLC 4.99-36% 0 0 4.99-36% 0

SIXUP LENDING LLC N/A N/A N/A N/A N/A

SKY BRIDGE FINANCIAL LLC N/A N/A N/A N/A N/A

SOLAR MOSAIC, INC. N/A N/A N/A N/A N/A

SONARIZ FINANCIAL & MORTGAGE, INC. 18-36 18-36 None None None

SOUTHWEST FINANCIAL SERVICES OF

ARIZONA, INC.

18-45.9 18-39.9 N/A N/A N/A

SOUTHWEST FINANCIAL OF PHOENIX,

INC.

18-45.9 18-39.9 N/A N/A N/A

SPARTAN FINANCIAL PARTNERS - - - - -

SQUARE CAPITAL, LLC 9%-20% N/A N/A N/A N/A

STILT INC. N/A N/A N/A N/A N/A

STRIKE ACCEPTANCE, INC

SUN WEST MORTGAGE USA, INC. - - - - -

SUNLIGHT CAPITAL LLC (FN)

SYNAPSE CREDIT LLC

TALLY TECHNOLOGIES, INC.

THE IRC’S CENTER FOR ECONOMIC

OPPORTUNITY INC

7.25%-20% 7.25%-20% N/A N/A N/A

THRIVE FINANCIAL INC. - - - - -

TMOBILE FINANCIAL LLC

UPGRADE, INC. N/A N/A N/A N/A N/A

UPLIFT TRAVEL SERVICES, INC.

UPSTART NETWORK, INC. - - - - -

CONSUMER LOAN STANDARD RATE OF CHARGE REPORT

QUARTERLY REPORT AS OF 06/30/2020

NAME OF CONSUMER LENDER

LICENSEES

LOAN TYPE 1 LOAN TYPE 2 LOAN TYPE 3 LOAN TYPE 4 LOAN TYPE 5

RATE(S) RATE(S) RATE(S) RATE(S) RATE(S)

VARO MONEY, INC. N/A N/A N/A 10% - 26% N/A

VELOCITY INVESTMENTS, L.L.C. 0 0 0 0 0

VIABILL INC.

VIVINT SOLAR CONSUMER FINANCE 1,

LLC

N/A N/A N/A N/A N/A

VIVINT SOLAR CONSUMER FINANCE, LLC N/A N/A N/A N/A N/A

WESTLAKE DIRECT, LLC N/A 5% - 35.99% N/A N/A N/A

WILSHIRE COMMERCIAL CAPITAL L.L.C. - - - - -

YREFY INC. 0 0 0 0 0

ZIERO FINANCIAL INC. 0% N/A N/A 0% N/A

N/A: LICENSEE DOES NOT OFFER THIS TYPE OF LOAN.

POINTS: PREPAID FINANCE CHARGES CHARGED IN CONNECTION WITH A HOME EQUITY REVOLVING LOAN ACCOUNT.

ALL CHARGES ARE EXPRESSED AS AN ANNUAL PERCENTAGE RATE (APR) AS DEFINED IN THE FEDERAL CONSUMER CREDIT PROTECTION ACT. (15 U.S.C. SECTION 1606).

DATE: June 30, 2020 CLRATES